Who we are
Suggested text: Our website address is: http://desertinsured.com.
Privacy Policy – Desert Insured
Effective Date: 07-31-25
At Desert Insured, your privacy and trust are very important to us. This Privacy Policy explains how we collect, use, protect, and share your information in compliance with federal and state regulations, including guidelines from Medicare and the California Department of Insurance.
1. Information We Collect
We may collect the following types of information when you visit our website, request a quote, or communicate with us:
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Personal information such as your name, date of birth, address, phone number, and email address
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Health-related information needed to provide accurate insurance quotes
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Information you provide voluntarily through forms, calls, or emails
2. How We Use Your Information
Your information is used only for:
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Providing insurance quotes and recommendations
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Enrolling you in the insurance plans you select
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Responding to inquiries or service requests
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Sending updates and resources related to Desert Insured services (only if you opt in)
We do not sell, rent, or share your personal information with third parties for marketing purposes.
3. Mailing List Policy
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You will only be added to our email or mailing lists if you voluntarily opt in.
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You can unsubscribe at any time by clicking the unsubscribe link in our emails or by contacting us directly.
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We never share or sell our mailing lists.
4. Affiliate Links and Third-Party Purchases
Our website may provide buttons or links to third-party websites where you can explore, compare, or purchase insurance plans (for example, Spirit Dental, Morgan White, or other providers).
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If you click these links, you will be redirected to an external website.
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Desert Insured may receive an affiliate commission if you choose to purchase a plan through these links.
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We are not responsible for the privacy practices, security, or content of third-party sites. Please review their privacy policies before submitting your personal information.
5. Healthcare and Medicare Compliance
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Desert Insured complies with HIPAA (Health Insurance Portability and Accountability Act) standards to protect your health information.
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We follow Centers for Medicare & Medicaid Services (CMS) regulations for Medicare-related communications and marketing.
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Any Medicare-related information collected is used solely to help you explore and enroll in appropriate plans.
6. Compliance with the California Department of Insurance
As a licensed insurance agency in California:
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We adhere to the rules and regulations of the California Department of Insurance (CDI) regarding consumer data privacy and marketing.
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All quotes and recommendations are provided by licensed agents in good standing.
7. Data Security
We implement technical, administrative, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. While no system is completely secure, we make every effort to protect your data.
8. Cookies and Tracking
Our website may use cookies to improve user experience and analyze site traffic. You can manage cookie preferences in your browser settings.
9. Your Rights
You have the right to:
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Request a copy of the information we have about you
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Correct or update your personal data
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Request that we delete your information (unless required to retain it for compliance purposes)
10. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those websites.
11. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.
12. Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
13. Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
14. Contact Us
If you have any questions about this Privacy Policy or how your information is handled, you can contact us at:
Desert Insured
1-310-621-1916
info@desertinsured.com