Health Insurance – Individual and Family Health Plans
Whether you’re self-employed, in between jobs, or just need coverage for your loved ones, Desert Insured offers flexible individual and family health plans tailored to your needs and budget. Get peace of mind knowing you’re covered—every step of the way.
Get a Free Health Insurance Quote Now!
Desert Insured partners with trusted, top-rated Health Insurance carriers to help you find the right coverage without the hassle. Whether it’s individual, family, HMO or PPO plans that you need, Desert Insured has a policy for you.
Your Health Insurance Questions Answered
What’s the difference between individual and family health insurance plans?
Individual plans cover one person, while family plans extend coverage to multiple members of a household—typically a spouse and children—under one policy.
Can I get health insurance if I’m self-employed or between jobs?
Yes! Individual plans are perfect for freelancers, gig workers, or anyone without employer-provided coverage. You may even qualify for subsidies based on your income.
What’s included in a typical health insurance plan?
Most plans cover doctor visits, hospital stays, emergency services, maternity care, prescription drugs, mental health services, and preventive care like checkups and vaccines.
Can I choose my own doctor or hospital?
That depends on the plan type. PPOs typically allow more flexibility in choosing providers, while HMOs may require you to stick to a network and get referrals.
How do I know if I qualify for financial assistance?
We’ll help you determine if you’re eligible for subsidies or cost-sharing reductions based on your household size and income. Many people qualify for significant savings!
When can I enroll in an individual or family plan?
You can enroll during the Open Enrollment Period (Nov. 1st – Jan. 15th), or anytime if you qualify for a Special Enrollment Period due to life events like marriage, birth of a child, or losing other coverage.